Homeowners Program Details

As of 10/01/2008

 

States Eligible:  AL, AR, GA, LA, MD, MS, TN & TX

 

M/P:                          $1,000 Mid Range Homeowners / $1,000 High Valued Homeowners / $250 Personal Article Floaters

 

 

Mid Range Homeowner Details:

 

Type:                           HO-1 thru HO-1 {owner occupied}

 

Forms Eligible:           

HO-3 – Special Form w/ HO – 15 add on available [Broadens PP to All Risk]

HO-8 – Modified Coverage FormOlder homes – ACV / Repair cost, limited perils

DP-3 – Special Rental Form

                                    HO Comparison Link[Click on link]

                                    DP Comparison Link – COMING SOON

 

Min. Values:                 $250,000 Metro Areas [down to $200,000 Rural, case by case basis] to $500,000

{Section A}

 

Liability Section:         up to $1,000,000

 

PC Limitations:            None, will consider PC 1 thru PC 10

 

Coastal Limitations:     Vary by state, will consider Cat Prone, but Wind/hail Deductibles apply

 

Builders Risk:               Eligible, but only on case when GC is involved [COI required]

 

Carrier [s]:                    Lloyds of London A- XV by A.M. Best & International Carriers A+ XV by A.M. Best

 

Forms:                          ISO + London Specific Forms

 

Enhancements:            Personal Articles Floaters Program Details [Click on Link]

 

Turnaround Time:        48 hours or less

 

Submission

Requirements:        Completed Accord or any Specialty application to quote [all questions answered]
                                On-Line Submission platform coming soon!!!!!!!!!

           

Contacts:                      Email: homeowners@epinsurance.com   or
                                    Nicole Silva – nsilva@epinsurance.com

                                    Brian D. Silva – bsilva@epinsurance.com

 

 

 

 

High Valued Homeowner Details:

 

Type:                           HO-1 thru HO-1 {owner occupied}

 

Forms Eligible:           

HO-3 – Special Form w/ HO – 15 add on available [Broadens PP to All Risk]*

DP-3 – Special Rental Form*

                                    HO Comparison Link [Click on link]

                                    DP Comparison Link – COMING SOON

                                    * = Most common coverage offered

 

Min. Values:                 $500,000 to Unlimited {NOTE: $5,000,000 Cap in Catastrophe Areas}

{Section A}

 

Liability Section:         up to $1,000,000

 

PC Limitations:            None, will consider PC 1 thru PC 10

 

Coastal Limitations:     Vary by state, will consider Cat Prone, but Wind/hail Deductibles apply

 

Builders Risk:               Eligible, but only on case when GC is involved [COI required]

 

Carrier [s]:                    Lloyds of London A- XV by A.M. Best & International Carriers A+ XV by A.M. Best

 

Forms:                          ISO + London Specific Forms

 

Enhancements:            Personal ArticlesFloaters Eligible [Click on Link]

 

Turnaround Time:        48 hours or less

 

Submission

Requirements:        Completed Accord or any Specialty application to quote [all questions answered]
                                On-Line Submission platform coming soon!!!!!!!!!

           

Contacts:                      Email: homeowners@epinsurance.com   or

                                    Brian D. Silva – bsilva@epinsurance.com

 

                                     

                       

Please NOTE: Personal Umbrella-XS Liability coverage is available

 

Equity Partners Insurance Services, Inc.

1778 Orleans Street, Mandeville, La 70448

Tel: (985) 727-4188

Fax: (985) 727-4178

www.epinsurance.com

info@epinsurance.com