AVAILABLE COVERAGES

• General Liability and Professional Liability - Claims Made and Occurrence Form options
• Physical and Sexual Abuse Liability
• Options for Defense outside the Limit of Liabiilty, no punitive damages exclusion and incident sensitive trigger
• Excess Liability over multiple underlying coverages
• Contractual Liability
• Employee Benefits Liability
• Hired and Non-Owned Automobile Liability

MINIMUM PREMIUM

• $500 to $5,000

MINIMUM DEDUCTIBLE

• Varies by Product Line

CAPACITY

• Varies by Product and Class

TARGET CLASSES

Allied Medical

• Acupuncture
• Adoption and Foster Placement Agencies
• Adult, Respite and Special Needs Day Care
• Alcohol and Drug Rehabilitation
• Allied Healthcare and Social Service Organizations
• Artificial Limb Clinics
• Ambulance Service (ground and air) and Non-Emergency Transport
• Ambulatory Surgical Centers
• Blood Banks
• Case Management Consultants
• Dialysis Centers
• Fertility Clinics
• Holistic Medicine
• Home Health Care and In Home Support Services
• Home Medical Equipment Suppliers and Fitters
• Medical Imaging Centers
• Medical Schools

Healthcare

• Physicians
• Medical Spas
• Medical Staffing and Nurse Registries
• Mental Health Organizations
• Opticians
• Pharmacies
• Physical Therapy
• Residential Risks Including Group Homes, Halfway Houses, Shelters, Youth Programs, Long Term Care Facilities, and Assisted / Independent Living Facilities
• Specialized Medical Fitness (Medical Labs, Testing Services)
• Weight Loss Clinics